Terms of Service

1. Acceptance of Terms

By accessing and using KolayInvest's platform and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Eligibility

Our services are available only to accredited investors and qualified purchasers as defined by applicable securities laws. By using our platform, you represent and warrant that:

• You are at least 18 years of age
• You meet the accredited investor requirements in your jurisdiction
• You have the legal capacity to enter into binding agreements
• You are not prohibited from using our services under any applicable law

3. Investment Club Membership

KolayInvest operates as an invite-only investment club. Membership is granted at our sole discretion after reviewing your application. We reserve the right to accept or reject any membership application without providing a reason.

4. Investment Risks

IMPORTANT: All investments carry risk, including the potential loss of principal. Past performance is not indicative of future results. Real asset investments, including real estate, yachts, and energy projects, are illiquid and may not be suitable for all investors.

You acknowledge and agree that:

• Investment returns are not guaranteed
• You may lose some or all of your investment
• Investments may be illiquid for extended periods
• You should only invest money you can afford to lose
• You should consult with independent financial and legal advisors before making any investment decisions

5. No Investment Advice

KolayInvest does not provide investment, legal, or tax advice. Information provided on our platform is for informational purposes only and should not be construed as investment advice. You are solely responsible for your investment decisions.

6. User Responsibilities

As a user of our platform, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Notify us immediately of any unauthorized access
• Use the platform only for lawful purposes
• Not share confidential investment information with non-members

7. Intellectual Property

All content on our platform, including text, graphics, logos, and software, is the property of KolayInvest or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

8. Confidentiality

Investment opportunities and related materials shared through our platform are confidential. You agree not to disclose any confidential information to third parties without our prior written consent.

9. Limitation of Liability

To the maximum extent permitted by law, KolayInvest shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, arising from your use of our services.

10. Indemnification

You agree to indemnify and hold harmless KolayInvest and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these terms.

11. Termination

We may suspend or terminate your access to our platform at any time, with or without cause, and with or without notice. Upon termination, your right to use our services will immediately cease.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Dubai.

13. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the updated terms on our platform. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.

14. Contact Information

If you have any questions about these Terms of Service, please contact us at: